Businesses Embrace Stablecoins
88% of businesses plan to use stablecoins within a year, driven by lower costs and faster global payments.
More businesses are turning to stablecoins as part of their payment strategies. According to a new report from Cybrid, 88% of surveyed companies expect to use stablecoins within the next 12 months. Already, 42% are using them for cross-border payments.
Companies report significant savings from adopting stablecoins. On average, businesses have reduced international transfer costs by 35%. Among firms processing more than $100 million in monthly payments, savings reach as high as 47%. At the same time, only 2% of respondents described themselves as committed to traditional payment systems.
Data from CoinGecko shows that the global stablecoin market has grown to $307.64 billion. Tether's USDT remains the largest stablecoin with a market capitalization of $184.7 billion, followed by Circle's USDC at $73.51 billion. Stablecoins compliant with the U.S. GENIUS Act have already surpassed $76 billion in value after the introduction of the first federal regulatory framework for the sector.
The most common business use cases for stablecoins include payroll and contractor payments. Companies also use them for supplier and customer payments, investing, liquidity management, and broader corporate treasury operations.
Regulatory uncertainty remains the biggest obstacle to wider adoption. Around 71% of respondents said that clearer regulations would significantly increase their willingness to expand stablecoin usage. This was considered more important than access to reliable infrastructure or integration with existing payment systems.
The survey was conducted between April 28 and May 4 among 468 executives and business representatives from the technology, financial services, and e-commerce sectors across the United States, Canada, and the United Kingdom.
The broader market reflects the same trend. Paybis reported that businesses accounted for nearly 98% of all stablecoin withdrawal volume processed on its platform during the first four months of 2026, compared with just 36% in 2023. Meanwhile, McKinsey estimates that business-to-business transactions represented roughly 60% of the $390 billion in global stablecoin payments recorded in 2025. As institutional demand continues to grow, more companies are investing in infrastructure that supports stablecoin payments and secure digital asset custody.
