Kiyosaki Warns About U.S. Debt

Robert Kiyosaki, author of the bestselling book Rich Dad Poor Dad, has once again raised concerns about the growing debt of the United States. This time, he highlighted what he sees as a contradiction that reflects deeper problems within the country's public finances.

In a post published on X, Kiyosaki questioned how a government that takes “40% of people’s money” can still accumulate trillions of dollars in debt. Through this comment, he criticized both the tax burden on citizens and the way public finances are managed.

His remarks come at a time when U.S. public debt has reached approximately $39.2 trillion. According to projections from the Congressional Budget Office, total federal debt could climb to $64 trillion by 2036 as government spending continues to outpace revenue.

The 40% figure mentioned by Kiyosaki is not an official tax rate. Instead, it represents an estimate of the combined burden of federal and state taxes, payroll deductions, sales taxes, and property taxes.

The well-known investor also commented on developments in financial markets. In a post published on May 31, he noted that the price of gold had risen by 65% over the past year, while savings accounts and fixed-term deposits were offering returns of around 4% annually. According to Kiyosaki, this highlights the difference between holding cash and investing in tangible assets.

Kiyosaki also argues that central banks are reducing their exposure to U.S. Treasury bonds while increasing their gold holdings. Data from the European Central Bank shows that by the end of 2025, gold accounted for 27% of global official reserves. In comparison, U.S. Treasury securities represented 22%.

“As a reminder, gold is up 65% over the past year. Savings earn 4% annually. Central banks are selling U.S. bonds and buying gold. Do you understand what’s happening?” Kiyosaki wrote.

His warnings extend beyond taxes and public debt. For years, he has predicted the possibility of a major financial market collapse that could eventually lead to a prolonged economic downturn. He believes the biggest risks stem from excessive debt levels, Federal Reserve policies, and declining trust in government institutions.

As a result, Kiyosaki continues to advocate investing in gold, silver, and Bitcoin. In his view, assets with limited supply are better positioned to preserve wealth during periods of uncertainty than cash, savings accounts, or traditional financial instruments.